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15 best new bank account promotions and bonuses for June 2026: Earn up to $3,000<\/p>\n

We don\u2019t make recommendations for bank accounts that don\u2019t earn fair or better ratings from us, no matter how big the bonus may be. (Learn the pros and cons of keeping multiple bank accounts at different banks.) The best bank promotions offer a significant cash bonus in exchange for signing up for a new account with no fees or easily avoided fees. It’s important to understand the full details before signing up for a new account to earn a bank bonus. Bonus$50 or $400Earn $50 or $400 with eligible direct deposit.
\nWhat is the impact of opening new bank accounts on credit score? Have direct deposits totaling $500 or more put into your new checking account within 90 days of opening your account. Open a no monthly maintenance fee Access Checking account, or view our other checking account options. We\u2019ll pay your bonus within 30 days of you making the second consecutive monthly qualifying direct deposit(s).
\nSet up qualifying direct deposits of at least $1,000 a month for two consecutive months. You must open a new, eligible checking account and make $1,000 or more in qualifying direct deposits within the first 90 days of offer enrollment. Make $1,000 or more in qualifying direct deposits within the first 90 days of offer enrollment. Any of our consumer checking accounts are eligible for this bonus offer. You must make at least $1,000 in deposits within 90 days of account opening1 You’ll need just $5 to open, we require no minimum balance, and we never charge monthly maintenance fees.<\/p>\n

Should I have more than one checking or savings account?<\/h2>\n

To earn the bonus, you must make direct deposits totaling $500 or more within 90 days of account opening. You can earn a $400 cash bonus by having at least $4,000 in qualifying direct deposits within the first 90 days. So, whether you see a tax form in your mailbox or not, the cash you get for opening a checking or savings account is still taxable and belongs on your return.<\/p>\n

More information about bank bonuses, checking account bonuses, and savings account bonuses<\/h2>\n

A variety of Citizens checking accounts all have the same promotional offer, giving you options with various fee levels and features. Banner Bank will monitor the balances maintained in your account during the qualification period to determine bonus amount paid, if applicable. Micro-deposits are small deposits, typically less than $1, that are sent to your account to verify it is the correct account. To qualify for the personal checking offer, you must not already have a personal checking account with Banner Bank.<\/p>\n

Once you have met all requirements, we will deposit the bonus into your new account within 30 calendar days. Learn how to avoid the $15 monthly service fee.<\/p>\n